philipyeoh.com Website Agreement (Terms & Conditions)

Terms of Access to the Website

This website (referred to in these Terms of Access as the "Website") is owned and operated by philipyeoh.com.

The material on the Website is copyright by philipyeoh.com and/or others.

Access to this Website is conditional on your acceptance without alteration of the terms and conditions of access
set out herein (the "Terms of Access"). By continuing to access the Website you are agreeing to the Terms of Access.

1. Use of material on the Website
1.1 Except for the limited use set out in clause 1.2 you may not use the Website, or the content of it, for any
purpose, including (but not limited to):
(a) the reproduction of the content in any material form;
(b) the distribution of the content in any material form;
(c) the sale, resale or hire of the content in any material form;
(d) the re-transmission of the content by any medium of communication;
(e) uploading and/or reposting the content to any other website;
(f) "framing" the content on the Website with other content on any other website.
1.2 Notwithstanding the above restrictions on use of the content on the Website, you may access and download content
from the Website for the purposes specifically permitted under any written agreement you have with philipyeoh.com or
for your own non-commercial purposes, provided you do not remove any copyright and trade mark notices contained
in the content.
1.3 You may not modify or copy:
(a) the layout of the Website;
(b) any computer software and code contained in or underlying the Website; or
(c) any other person's content on the Website.
1.4 The entire contents of the Site are protected by international copyright and trademark laws. The owner of the
copyrights and trademarks are philipyeoh.com, its affiliates or other third party licensors. philipyeoh.com reserves
all intellectual property rights, including, but not limited to, moral rights and copyright in content and/or services
provided by it. Publications, products, content or services referenced herein or on the Site are the exclusive
trademarks or servicemarks of philipyeoh.com. Other product and company names mentioned in the Site may be the
trademarks of their respective owners.
1.5 You assume total responsibility and risk for your use of the site and the internet. philipyeoh.com provides the site
and related information "as is" and does not make any express or implied warranties, representations or endorsements
whatsoever (including without limitation warranties of title or noninfringement, or the implied warranties of
merchantability or gitness for a particular purpose) with regard to the Website, any merchandise information or
service provided through the Website or on the internet generally, and philipyeoh.com shall not be liable for any cost
or damage arising either directly or indirectly from any such transaction. It is soley your responsibility to evaluate
the accuracy, completeness and usefulness of all opinions, advice, services, merchandise and other information provided
through the Website or on the internet generally. philipyeoh.com does not warrant that the Website service will be
uninterrupted or error-free or that defects in the service will be corrected.
1.6 You understand further that the pure nature of the internet contains unedited materials some of which are sexually
explicit or may be offensive to you. Your access to such materials is at your risk. philipyeoh.com has no control over
and accepts no responsibility whatsoever for such materials.

2. Links to other Websites
2.1 The Website may contain links to other websites on the internet owned and operated by third parties and which are not
under the control of philipyeoh.com.
2.2 In relation to the other websites on the internet, which are linked to, or form part of the Website ("Linked Websites")
philipyeoh.com:
(a) provides the links as a convenience to you and the existence of a link to other website does not imply any endorsement
by philipyeoh.com of the Linked Website; and
(b) is not responsible for the content of those Linked Websites.

3. Disclaimer of liability
3.1 To the fullest extent not prohibited by law, philipyeoh.com disclaims any and all warranties, express or implied,
regarding:
(a) the accuracy, reliability, timeliness or otherwise of any information contained or referred to on the Website and/or
any Linked Websites; and
(b) the merchantability or fitness for any particular purpose, any service or product contained in, referred to or provided
by the Website and/or any Linked Websites.
3.2 philipyeoh.com will not be liable under any circumstances for any loss of profits or any damages of any kind
(even if it has been advised of the possibility of such loss of profits or damages) which are the consequence of you:
(a) acting, or failing to act, on any information contained in or referred to on the Website and/or any of the Linked
Websites; and
(b) using or acquiring, or your inability to use or acquire, any service or product contained in or referred to on the
Website and/or any Linked Websites.
3.3 philipyeoh.com does not warrant, guarantee or make any representation that:
a) the Website, or the server that makes the Website available on the internet are free of viruses, spy ware or
other malicious code;
(b) the functions contained in any software contained on the Website will operate uninterrupted or are error-free; or
(c) errors and defects in the Website will be corrected.
3.4 philipyeoh.com is not liable to you for:
(a) errors or omissions in the Website, or Linked Websites;
(b) delays to, interruptions of or cessation of the services provided in the Website, or Linked Websites;
(c) the defamatory, offensive or illegal conduct of any user of the Website; and
(d) any damage caused to your computer as a consequence of you accessing the Website or Linked Websites;
whether or not caused through negligence of philipyeoh.com, its employees or independent contractors, or through any
other cause.
(e) You understand that, except for information, products or services clearly identified as being supplied
by philipyeoh.com, philipyeoh.com does not operate, control or endorse any information, products or services on the
Internet in any way. Except for philipyeoh.com identified information, products or services, all information, products
and services offered through the Site or on the Internet generally are offered by third parties, that are not affiliated
with philipyeoh.com
(f) You also understand that philipyeoh.com cannot and does not guarantee or warrant that files
available for downloading through the Site will be free of infection or viruses, worms, Trojan horses or other code
that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures
and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a
means external to the Site for the reconstruction of any lost data.

4. Limitation of liability
4.1 To the fullest extent not prohibited by law philipyeoh.com' liability for any implied warranty or condition
is limited to, at the choice of philipyeoh.com, one or more of the following:
If the breach of an implied warranty or condition relates to services:
(a) the supply of the services again; or
(b) the payment of the cost of having the services supplied again.
If the breach of an implied warranty or condition relates to goods:
(a) the replacement of the goods or the supply of equivalent goods;
(b) the repair of such goods;
(c) the payment of the cost of replacing the goods or acquiring equivalent goods, or having the goods repaired.
4.2 In no event will philipyeoh.com be liable for:
(a) any incidental, consequential, or indirect damages (including, but not limited to, damages for loss of profits,
business interruption, loss of programs or information, and the like) arising out of the use of or inability to use
the Website, or any information, or transactions provided on the Website, or downloaded from the Website, or any delay
of such information or service. Even if philipyeoh.com or its authorized representatives have been advised of the
possibility of such damages, or
(b) any claim attributable to errors, omissions, or other inaccuracies in the Website and/or materials or information
downloaded through the Website. Because some states do not allow the exclusion or limitation of liability for
consequential or incidental damages, the above limitation may not apply to you. In such states, philipyeoh.com liability
is limited to the greatest extent permitted by law.

4.3 philipyeoh.com makes no representations whatsoever about any other web site which you may access through this one
or which may link to this Site. When you access a non-philipyeoh.com web site, please understand that it is independent
from philipyeoh.com, and that philipyeoh.com has no control over the content on that web site. In addition, a link
to a philipyeoh.com web site does not mean that philipyeoh.com endorses or accepts any responsibility for the content,
or the use, of such web site.

5. Use of information gathered
5.1 philipyeoh.com and/or people authorised by it may gather and process the information:
(a) which you may provide when accessing the Website, such as your name, address, e-mail address and other personal
information about you; and
(b) regarding the way in which you use the Website including, without limitation, information acquired through the
use of "cookies" programmed during the accessing of the Website.

6. Termination of access
6.1 philipyeoh.com may terminate access to the Website at any time without giving any explanation or justification
for the termination of access, and philipyeoh.com has no liability for any costs, losses or damages of any kind
arising as a consequence of terminating access to the Website.
6.2 This Agreement may be terminated by either party without notice at any time for any reason. The provisions of
paragraphs (Use of Material on Website), (Indemnification), (Third Party Rights) and (Miscellaneous) shall survive
any termination of this Agreement.

7. Alteration of Terms of Access
7.1 philipyeoh.com reserves the right to change these Terms of Access:
(a) with or without further notice to you; and
(b) with or without giving you any explanation or justification for such change.

8. Relevant jurisdiction
8.1 This Agreement shall all be governed and construed in accordance with the laws of The United States of America
applicable to agreements made and to be performed in The United States of America. You agree that any legal action
or proceeding between philipyeoh.com and you for any purpose concerning this Agreement or the parties' obligations
hereunder shall be brought exclusively in a federal or state court of competent jurisdiction sitting in The United
States of America.
8.2 Any cause of action or claim you may have with respect to the Service must be commenced within one (1) year after the
claim or cause of action arises or such claim or cause of action is barred. philipyeoh.com's failure to insist upon or
enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or
right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of
this Agreement. philipyeoh.com may assign its rights and duties under this Agreement to any party at any time without
notice to you.
8.3 You agree to the jurisdiction of the courts of the United States of America to determine any dispute arising out of
these Terms of Access.
8.4 Any rights not expressly granted herein are reserved.

9. Licence to use intellectual property
9.1 By uploading any material which is intellectual property including, but not limited to, copyrighted works,
trade marks and service marks (the "intellectual property") on to the Website, you are granting philipyeoh.com a
perpetual, non-exclusive and payment-free licence throughout the world (and warranting that you are entitled to
do so) to:
(a) reproduce, use and exploit the intellectual property, as part of the Website, to the full extent permitted by
intellectual property law in any jurisdiction in which the Website is available to users; and
(b) allow philipyeoh.com to sub-licence others the same rights granted to philipyeoh.com in (a) above.

10. Removal of information
10.1 In relation to any content included on the Website, philipyeoh.com may remove any content, including but not
limited to links to other websites on the internet, at any time without giving any explanation or justification
for removing the content.

11. Indemnity
11.1 You will at all times indemnify and keep indemnified, defend and holding harmless, philipyeoh.com and its respective
officers, directors, employees, agents, licensors, suppliers and any third party information providers (referred to as
"those indemnified") from and against any and all losses, expenses,damages and costs, including reasonable attorneys' fees,
resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or any other person
accessing the Website, and all liability incurred by any of those indemnified arising from any claim, demand, suit, action or
proceeding by any person against any of those indemnified where such loss or liability arose out of, in connection with
or in espect of any breach of these Terms of Access by you; and publication of or distribution of any content supplied by you.

12. Miscellaneous
12.1 These Terms of Access embody the entire agreement of the parties as to its subject matter and supersede and cancel
all prior agreements, understandings and negotiations in connection with it. No oral explanation or information
provided by any party to another affects the meaning or interpretation of this document or constitutes any collateral
agreement, warranty or understanding between the parties.
12.2 If any part of these Terms of Access are found to be void, unlawful, or unenforceable, then that part will be
deemed to be severable from the balance of these Terms of Access and the severed part will not affect the validity
and enforceability of any remaining provisions.

13. Third Party Rights
13.1 The provisions of paragraphs (Use of the Service), and (Indemnification) are for the benefit of philipyeoh.com
and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to
the Service. Each of these individuals or entities shall have the right to assert and enforce those provisions directly
against you on its own behalf.



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